You should also spend some time assessing how well you are doing by comparing the overall rate of return you managed to achieve with the rate of return of your own benchmark portfolio 最终大家也应该把实际取得的整体回报与基准投资组合的回报作比较。大部分金融市场都有公布指数以供参考。
2.
The international bond fund is a unitised bond fund of the scheme which is designed to provide competitive overall rates of return for members who want to have a stable return 国际债券基金是本计划的一个单位化的债券基金。如果成员欲取得稳定的投资回报，则国际债券基金的设计正好切合他们的要求，能为他们提供较有优势的整体回报比率。
3.
The hong kong bond fund is a unitised bond fund of the scheme which is designed to provide a competitive overall rates of return for members who hold a conservative investment view 香港债券基金是本计划的一个单位化的债券基金。如果成员放眼于保守的投资，则香港债券基金的设计正好切合他们的要求，能为他们提供较有优势的整体回报比率。
